5 Steps To Attaining Money & Prosperity For Your Future
If you're seeking money & prosperity, and let's admit it, everyone is, then the first step, before we get into the practical advice later on, is to stop dreaming, stop wishing, and start working. People have a tendency to set unattainable goals because that makes it easier to just wish and dream and not put the work in. When you're more realistic about it, when you set a plan that you can actually fulfill, it's intimidating because you have to actually put the work in to get there.
That said, here are five real, practical things you can do to find the security you're looking for...
Spend Wisely
If you want to know why you're always broke at the end of the month, it's because you just had to have that new flatscreen HDTV, it's because you just wouldn't give up on your soy lattes from the coffee shop, it's because you keep buying new DVDs, watching them once, and then shelving them, instead of just renting from Netflix for a fraction of the cost. Look, it's all about the mentality. There are people who win the lottery, and because of how they spend, they're broke again in a year's time. If the first thing you do with a dollar is think of what to spend it on, then stop wasting your time thinking you can get rich.
Cut Your Expenses Dramatically
It's probably possible for you to cut your expenses in half, or better. It's really a matter of being practical. You have to be a little ruthless, of course. Trade in your prized SUV for a modest compact car. Cut up your credit cards. Pack your lunch in the morning. Take shorter showers, turn the lights off, cancel cable (how often do you watch it in the age of Hulu, anyways?), heck, change your oil more regularly so you don't have to pay for repairs later on. There are a lot of things you can do to half your expenses.
Be Realistic
It's all about being realistic. Look at the options available to you for investing, be smart and be realistic. Don't set your sights on being one of the five richest people in the world, set your sights on making enough money to provide yourself with real security and maybe the ability to go on vacation whenever you please.
Write Your Goals Down
Set REAL goals, and write them down. Don't write down "get rich!" because the plan is to finish these goals by year's end. What can you do to make money? And be realistic about it. Not "Become a movie star", not "Rob Fort Knox". Make it something you know you can do, something you can start working towards right now, this very minute. It's scary to make your goals real like this, as you know it takes a lot of work, but it's that first step on the journey of a thousand miles.
Invest Your Earnings
When you make your first earnings through investments, reinvest that money. Don't cash out and go to Vegas. Take the money you made on your business or in stocks and put it right back where you got it. The more money you make, the more money your money will make you. The difference between rich and poor isn't the money, it's the fact that rich people make the money work for them.
About the Author:
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